Real Estate Title Insurance
We are Agents for Attorney’s Title Guaranty Fund, Inc. This relationship allows us the ability to quickly and efficiently assist real estate clients in obtaining proof of good title to property. We provide transaction closing services for our clients in the convenience of our offices, without travel to a separate title company office.
Title Insurance is an important component of real estate ownership. It is protection against loss if a covered defect is found in title. Having title insurance can save you money, time, trouble–even your home!
When you buy a home (or other real estate) you are given title to the property. This generally means you receive full legal ownership. But sometimes there a hidden mistake. This could be in a prior deed, mortgage, that may give someone a claim against your property. Title Insurance is designed to protect you, and your lender from risks. The risk could be a lien, an unpaid mortgage, taxes, sewer or water assessment, bills owed to workers or other creditors. We conduct a title search examining historical records concerning the property. This is to verify the seller’s right to transfer ownership, and discover any claims, errors, assessments, debts or burdens on the property.
This service replaces the older practice of review and examination of “abstracts” and issuance of “attorneys opinion on title” to property, and allows you to easily obtain fixed or adjustable rate financing for your home or real estate purchase. This is all covered by the one time, reasonable fee.
Attorney’s Title Guaranty Fund, Inc. is a major title insurance company and has been assigned a Financial Stability Rating of A (A Prime) Unsurpassed, from Demotech, Inc. an independent financial analysis firm.